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- Graded Funding
- Level Funding
- Graded vs Level
- Fully-Insured
- National Network
- 24/7/365 Customer Service
- Wide array of funding options
- Benefit Customization
- Easy to plan budget
- Pay a fixed monthly premium
- Cigna pays the covered claims
- If claims are lower than expected, clients may be eligible for a surplus
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| Effective | Carrier | New Business Deadline | Renewal Deadline | | | Note(s) |
| 03/01/2023 | Cigna (Group) | 02/10/2023 | 02/10/2023 | | | |
| 04/01/2023 | Cigna (Group) | 03/10/2023 | 03/10/2023 | | | |
| 05/01/2023 | Cigna (Group) | 04/10/2023 | 04/10/2023 | | | |
| 06/01/2023 | Cigna (Group) | 05/10/2023 | 05/10/2023 | | | |
| 07/01/2023 | Cigna (Group) | 06/09/2023 | 06/09/2023 | | | |
| 08/01/2023 | Cigna (Group) | 07/10/2023 | 07/10/2023 | | | |
| 09/01/2023 | Cigna (Group) | 08/10/2023 | 08/10/2023 | | | |
| 10/01/2023 | Cigna (Group) | 09/08/2023 | 09/08/2023 | | | |
| 11/01/2023 | Cigna (Group) | 10/10/2023 | 10/10/2023 | | | |
| 12/01/2023 | Cigna (Group) | 11/10/2023 | 11/10/2023 | | | |
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