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- Graded Funding
- Level Funding
- Graded vs Level
- Fully-Insured
- National Network
- 24/7/365 Customer Service
- Wide array of funding options
- Benefit Customization
- Easy to plan budget
- Pay a fixed monthly premium
- Cigna pays the covered claims
- If claims are lower than expected, clients may be eligible for a surplus
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| Effective | Carrier | New Business Deadline | Renewal Deadline | | | Note(s) |
| 07/01/2019 | Cigna (Group) | 06/10/2019 | 06/07/2019 | | | |
| 08/01/2019 | Cigna (Group) | 07/10/2019 | 07/07/2019 | | | |
| 09/01/2019 | Cigna (Group) | 08/10/2019 | 08/07/2019 | | | |
| 10/01/2019 | Cigna (Group) | 09/10/2019 | 09/07/2019 | | | |
| 11/01/2019 | Cigna (Group) | 10/10/2019 | 10/07/2019 | | | |
| 12/01/2019 | Cigna (Group) | 11/10/2019 | 11/07/2019 | | | |
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